Rebalanced.app

Funds

VXUS

36.4%

Large-cap & total-market index

VTI

54%

Large-cap & total-market index

BNDX

3%

Total-market bond funds

BND

6.6%

Total-market bond funds
Efficient
  • Low-yield money market, cash, short-term bond funds
  • Tax-managed stock funds
  • Large-cap & total-market index
  • Balanced index funds
  • Small-cap or mid-cap index funds Value index funds

Place anywhere

Moderate
  • Real estate or REIT funds
  • High-turnover active funds
  • High-yield corporate bonds

Inefficient
  • Moderate-yield money market, bond funds
  • Total-market bond funds
  • Active stock funds

Place in Tax-Free or Tax-Deferred